Every type of bankruptcy will stop a foreclosure. A Chapter 7 will stop it for a few weeks or months, whereas a Chapter 13 can stop it long enough for you to catch your breath and bring the loan current.

If you have a monthly income, you qualify for a Chapter 13 bankruptcy. It will stop that foreclosure and spread your missed payments over 60 months without additional interest and penalties.

Even if the foreclosure is scheduled for tomorrow, we can still stop it in its tracks. It does not matter how far behind you are or how much you owe. A Chapter 13 bankruptcy will give you the chance to save your house and get a fresh start on the payments.